Disclaimer & Privacy Policy

Effective Date: April 21, 2025

The information provided by Plansure Financial Planning ("we," "us," or "our") on / (the "Site") and through our related services is for general informational and educational purposes only. All information on the Site is provided in good faith, however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.

No Professional Financial, Legal, or Tax Advice: The information contained on the Site and the resources available are not intended as, and shall not be understood or construed as, professional financial, legal, or tax advice. The content is not a substitute for advice from a qualified professional who is aware of the facts and circumstances of your individual situation.

• Financial Advice: We strongly recommend that you seek advice from a licensed financial advisor or other qualified financial professional in your jurisdiction before making any financial decisions based solely on information from this Site. Plansure and its professionals are not licensed investment advisors or managers.
• Tax Advice: We do not provide tax preparation or tax advice services. Consult with a qualified tax professional for advice specific to your tax situation.
• **Legal Advice:** Plansure does not provide legal advice. Consult with a licensed legal professional in your relevant jurisdiction for legal advice.

No Advisor-Client Relationship via Website: Your use of the Site – including implementation of any suggestions set out in the Site and/or use of any resources available on the Site – does not automatically create a professional-client relationship between you and Plansure or any of its professionals. A formal client relationship is only established after signing a specific engagement agreement outlining the scope of services.

Service Limitations & No Product Sales: Our services are focused on financial planning, guidance, and consulting as described on our service pages. We do not provide services outside this scope, including but not limited to direct investment management, the sale of insurance, investments, or any similar financial products.

Accuracy and Errors: While we strive to ensure the information on this Site is timely and accurate, we cannot guarantee that all the information is always correct, complete, or up-to-date. Financial regulations, market conditions, and tax laws change frequently and vary significantly by jurisdiction. We are not responsible for any errors or omissions, or for the results obtained from the use of this information.

External Links Disclaimer: The Site may contain links to external websites that are not provided or maintained by or in any way affiliated with Plansure. Please note that Plansure does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

Limitation of Liability: Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.

Jurisdictional Issues: Information on this site may reference financial concepts or systems, particularly those in Israel. Financial regulations and products differ significantly across jurisdictions (including but not limited to Israel, USA, Europe, Canada, Australia, UK, South Africa, South America). Information presented may not be applicable or suitable for residents outside of Israel without specific adaptation or consultation. If accessing this site from other jurisdictions, you are responsible for understanding how the information relates to your local laws and financial environment and for ensuring compliance.

Effective Date: April 21, 2025

Plansure Financial Planning ("we," "us," or "our") operates the / website and its subpages (the "Service"). This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy.

Information Collection and Use

We collect the following types of information for various purposes to provide and improve our Service to you:

Types of Data Collected

• Personal Data: Through contact forms or consultation requests, we may collect your: Name, Email address, and Phone number.
• Usage Data: We automatically collect information on how the Service is accessed and used ("Usage Data") via analytics tools. This may include your IP address, browser type/version, pages visited, time/date of visit, time spent on pages, device identifiers, and other diagnostic data.
• Tracking & Cookies Data: We use cookies (small files stored on your device) and similar technologies and analytics services to track activity, improve user experience, and ensure security. You can manage cookie preferences through your browser settings, though disabling some cookies may affect site functionality. Cookies used may include: Essential/Session Cookies, Preference Cookies, and Analytics Cookies. [Marketing cookies are not currently used but may be added in the future, subject to consent where required].

Use of Data

Plansure uses the collected data for purposes including:

• Providing, maintaining, and improving our Service.
• Responding to your inquiries and consultation requests.
• Analyzing aggregated usage data to improve our website and service offerings.
• Monitoring Service usage for security and technical issue prevention/resolution.
• Complying with legal obligations.

Legal Basis for Processing Personal Data (GDPR/UK GDPR Information)

If you are from the European Economic Area (EEA) or the UK, our legal basis for processing your Personal Data typically falls under:

• **Performance of a contract/Responding to your request:** Processing your contact details is necessary to respond to your inquiries and potentially engage in providing services.
• **Consent:** For non-essential cookies and future marketing communications, we will rely on your explicit consent obtained through appropriate mechanisms (e.g., a cookie banner).
• **Legitimate Interests:** We process Usage Data for website analytics and security based on our legitimate interest in operating and improving our Service securely, provided this is not overridden by your rights.
• **Legal Obligation:** Processing may be necessary to comply with applicable laws.

Data Retention

We retain your Personal Data (Name, Email, Phone) only for as long as necessary to fulfill the purpose for which it was collected (e.g., respond to your query, maintain communication during an engagement) and to comply with our legal and regulatory obligations. Usage Data collected for analytics is typically kept in an aggregated or anonymized form for longer periods but generally retained in its raw form for a shorter duration.

Transfer Of Data

Your information, including Personal Data, may be processed and stored on servers located outside of your country or jurisdiction, where data protection laws may differ. Our website is hosted by Vercel, which uses a global server infrastructure. By using our Service and submitting your information, you consent to this transfer, processing, and storage of your information in these locations, including Israel where Plansure is based.

We take reasonably necessary steps, including contractual clauses where required, to ensure your data is treated securely and in accordance with this Privacy Policy when transferred.

Disclosure Of Data

We do not sell your Personal Data. We may disclose your Personal Data only in the following limited circumstances:

• **Service Providers:** To third-party vendors who assist us in operating our website and providing services (e.g., Vercel hosting, analytics providers), bound by confidentiality obligations.
• **Legal Requirements:** If required by law or in response to valid legal process or requests from public authorities.
• **Business Transfers:** If Plansure undergoes a merger, acquisition, or asset sale.
• **Protection of Rights:** To protect our rights, property, or safety, or that of our users or the public.

Security Of Data

We rely on the security measures provided by Vercel for our website hosting and implement reasonable administrative safeguards. However, no internet transmission or electronic storage method is 100% secure. While we strive to protect your Personal Data, we cannot guarantee its absolute security.

Your Data Protection Rights

Depending on your location and applicable laws (e.g., Israel's Privacy Protection Law, GDPR, UK GDPR, CCPA, POPIA, PIPEDA, etc.), you may have rights such as:

• Accessing, correcting, or deleting your Personal Data.
• Objecting to or restricting certain processing.
• Data portability.
• Withdrawing consent (where applicable).

To exercise these rights, please contact us at yt@plansure.co. We may request identity verification before processing your request. You may also have the right to lodge a complaint with your local data protection authority.

Service Providers

We utilize the following primary service providers:

• **Vercel:** Website hosting. See Vercel’s Privacy Policy: https://vercel.com/legal/privacy-policy
• **[Google Analytics (Optional - Add if confirmed used):** For website usage analysis. See Google's Privacy Policy: https://policies.google.com/privacy]**

Links To Other Sites

Our Service may contain links to other sites (e.g., LinkedIn). We are not responsible for their content or privacy practices. Please review the privacy policies of any third-party sites you visit.

Children's Privacy

Our Service is not intended for individuals under 18. We do not knowingly collect data from children. If you believe your child has provided data, please contact us to have it removed.

Changes To This Privacy Policy

We may update this Privacy Policy occasionally. Changes will be posted on this page with an updated "Effective Date". Please review it periodically.

Contact Us

If you have questions about this Privacy Policy, please contact us:

• By email: yt@plansure.co